Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Quote Anvil ("we," "us," or "our") regarding your use of the Quote Anvil website, mobile application, and related services (collectively, the "Service").

BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICE.

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or through the Service. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements.

If you are using the Service on behalf of a business or organization, you represent that you have authority to bind that entity to these Terms.

3. Account Registration and Security

3.1 Account Creation

To use certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Immediately notify us of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any other reason we deem appropriate. You may terminate your account at any time by contacting customer support.

4. Subscription and Payment Terms

4.1 Subscription Plans

Quote Anvil offers various subscription tiers (Copper, Bronze, Iron, Steel) with different features and pricing. Subscription fees are billed annually in advance and are non-refundable except as required by law or as explicitly stated in these Terms.

4.2 Payment Processing

Payments are processed securely through Stripe. By providing payment information, you:

• Authorize us to charge your payment method for all applicable fees
• Represent that you are authorized to use the payment method provided
• Agree to pay all applicable taxes
• Agree to keep your payment information current

4.3 Automatic Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You will be charged the then-current subscription fee. We will provide notice before charging a renewed subscription.

4.4 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period. You will retain access to paid features until the end of that period.

4.5 Refunds

Subscription fees are generally non-refundable. We may provide refunds on a case-by-case basis for:

• Technical errors resulting in duplicate charges
• Service outages lasting more than 48 consecutive hours
• Other exceptional circumstances at our sole discretion

4.6 AI Credits

AI credit purchases are final and non-refundable. Credits do not expire and can be used for AI-powered features including quote generation, image analysis, and SpeakForge.

4.7 Price Changes

We reserve the right to change our pricing at any time. Price changes will not affect your current subscription period but will apply upon renewal. We will provide at least 30 days' notice before any price increase takes effect.

5. Use of the Service

5.1 License Grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes.

5.2 Acceptable Use

You agree NOT to:

• Use the Service for any illegal purpose or in violation of any laws
• Upload or transmit viruses, malware, or other malicious code
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the Service or servers
• Reverse engineer, decompile, or disassemble any part of the Service
• Remove, obscure, or alter any copyright, trademark, or proprietary notices
• Use the Service to send spam or unsolicited communications
• Impersonate any person or entity or misrepresent your affiliation
• Collect or store personal data about other users without permission
• Use automated systems (bots, scrapers) to access the Service
• Resell, sublicense, or redistribute the Service without authorization

5.3 Service Limits

Your use of the Service is subject to limits based on your subscription tier, including limits on invoices, projects, storage, team members, and API requests. Exceeding these limits may result in service degradation, additional fees, or requirement to upgrade your plan.

6. User Content

6.1 Your Content

You retain ownership of all content you create, upload, or store using the Service ("User Content"), including quotes, invoices, customer data, photos, and project information.

6.2 License to Us

By uploading User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, process, and transmit your User Content solely to provide and improve the Service. This license terminates when you delete the content or close your account, except for content that has been shared with others.

6.3 Content Responsibility

You are solely responsible for your User Content and the consequences of posting or publishing it. You represent and warrant that:

• You own or have the necessary rights to use and authorize use of your User Content
• Your User Content does not violate any intellectual property rights, privacy rights, or other rights
• Your User Content does not contain illegal, defamatory, or offensive material
• You have obtained all necessary consents and permissions for any personal data in your User Content

6.4 Content Backup

While we perform regular backups, you are responsible for maintaining your own backup copies of your User Content. We are not liable for any loss or corruption of User Content.

7. Intellectual Property Rights

7.1 Our Rights

The Service and all related technology, software, and intellectual property are owned by Quote Anvil and its licensors. This includes but is not limited to:

• Source code, object code, and algorithms
• User interface design and layout
• Quote Anvil name, logo, and branding
• Documentation and user guides
• Calculators, templates, and tools

Nothing in these Terms grants you any right, title, or interest in our intellectual property except for the limited license to use the Service as provided herein.

7.2 Trademarks

"Quote Anvil" and related logos are trademarks of Quote Anvil. You may not use our trademarks without our prior written consent.

7.3 Feedback

If you provide us with feedback, suggestions, or ideas about the Service, you grant us an unlimited, perpetual, irrevocable license to use that feedback without compensation or attribution.

8. Third-Party Services and Integrations

The Service may integrate with third-party services including:

• Payment processing (Stripe)
• AI services (OpenAI, Anthropic)
• Email delivery services
• Accounting software (QuickBooks)

Your use of third-party services is subject to their respective terms and privacy policies. We are not responsible for the availability, accuracy, or functionality of third-party services.

9. Disclaimers and Warranties

9.1 "AS IS" Basis

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE.

9.2 No Guarantee

We do not guarantee that:

• The Service will be uninterrupted, timely, secure, or error-free
• The results obtained from using the Service will be accurate or reliable
• Any errors will be corrected
• The Service will meet your specific requirements

9.3 Professional Advice

Quote Anvil is a tool for creating quotes and invoices. It does not provide legal, accounting, or professional advice. You are responsible for ensuring compliance with all applicable laws and regulations in your jurisdiction.

9.4 AI-Generated Content

AI-powered features may produce inaccurate or incomplete results. You are responsible for reviewing and verifying all AI-generated content before use. We make no warranties about the accuracy, reliability, or suitability of AI-generated content.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, QUOTE ANVIL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Quote Anvil, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Service
• Your User Content
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations

12. Dispute Resolution and Governing Law

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky and the United States, without regard to conflict of law principles.

12.2 Informal Resolution

Before filing a claim, you agree to contact us at legal@quoteanvil.com to attempt to resolve the dispute informally. We will attempt to resolve disputes in good faith.

12.3 Arbitration

Any dispute arising out of or related to these Terms or the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association's Commercial Arbitration Rules, except as modified by these Terms. The arbitration shall be conducted in Kentucky unless both parties agree otherwise.

You may opt out of arbitration by sending written notice to legal@quoteanvil.com within 30 days of first accepting these Terms.

12.4 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12.5 Jurisdiction

You agree to submit to the personal jurisdiction of the state and federal courts located in Kentucky for any actions not subject to arbitration.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Quote Anvil regarding the Service and supersede all prior agreements.

13.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

13.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

13.5 Force Majeure

We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, natural disasters, or government actions.

13.6 Survival

Provisions that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

14. Contact Information

For questions about these Terms or the Service, please contact us:

15. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICE.